IRA Rollovers

Rollover your 401k to FCT where you can take advantage of benefits such as investment flexibility and easy account access.  

If your career has changed or you have retired, you may be faced with the need to make changes to protect retirement income sources like an IRA or an employer sponsored 401(k) plan or a pension plan. As someone who already knows the value of setting aside money for retirement, you may be interested in finding out how easy it is to move your IRA to First Community Trust where you can take advantage of benefits such as investment flexibility and easy account access.

If you will be receiving a lump-sum distribution from any of these plans, you may be able to avoid premature or unnecessary taxes with one simple step: roll the funds over into an Individual Retirement Account (IRA). An IRA rollover provides you with an opportunity to take any eligible lump-sum distribution from an existing retirement plan or IRA and deposit it in an IRA.

We specialize in navigating clients through the complex rules and regulations surrounding individual retirement accounts and retirement plan distributions. We work with clients to develop an asset allocation strategy for their Rollover IRA, taking into consideration investment objectives, cash needs, risk tolerance, time horizon, tax implications and estate planning.