News & Resources
Why We Are Expanding into Insurance — A Strategic Vision for the Future of Wealth Management
By: Adam Claypool, President and CEO, First Community Trust and FCT Insurance For decades, wealth management has been defined primarily by investment performance. Today, managing investments alone leaves critical gaps in a financial plan, as clients face increasingly...
First Community Trust Launches New Insurance Division, FCT Insurance
IOWA – First Community Trust (FCT), a trusted provider of wealth management and financial planning services, is pleased to announce the launch of FCT Insurance, LLC. This expansion supports the company's commitment to an integrated approach to financial wellbeing,...
2026’s New Roth 401(k) Catch-Up Contribution Rule
If you're 50+ and want to make catch-up contributions to your employer-sponsored retirement plan, this article includes details on a SECURE 2.0 Act change that may affect how those contributions are made beginning in 2026. Starting January 1, 2026, certain...
Giving with Purpose: A Holiday Guide to Charitable Giving & Philanthropy
Make your giving more meaningful, strategic, and impactful this season—and beyond. The Spirit of the Season The holidays inspire us to reflect, connect, and give back. Whether you’re writing a check, donating food or items, or volunteering your time, thoughtful...
Year-End Financial Checklist
10 Time-Sensitive Steps to Review Before January 1 Before the year ends, it’s worth taking a moment to make sure your finances are in good shape. From taxes and retirement contributions to charitable giving and insurance, a few thoughtful steps now can make a...
Overlooked Retirement Expenses (And How to Plan for Them)
How much will a comfortable retirement cost you? You may already have a number in mind, but the reality is often higher than expected. The good news: with thoughtful planning, you can prepare for the expenses that tend to catch retirees off guard. Here are a...
12 Questions to Shape Your Retirement Plan
Retirement isn’t just an age or a date circled on the calendar—it’s the beginning of a new chapter. For some, it means travel and adventure; for others, it’s about slowing down, pursuing passions, or spending time with family. Whatever your vision, the key is having a...
Back to School, Back to Planning: Start Saving for College with a 529 Plan
As students sharpen pencils and parents stock up on school supplies, it’s a natural time to think beyond the classroom—to the future. Whether your child is just starting kindergarten or already in high school, the back-to-school season is a smart time to revisit your...
First Community Trust Announces New Partnership with Des Moines Metro Credit Union
IOWA – First Community Trust, N.A. (FCT), a nationally chartered trust company, has announced a new partnership with Des Moines Metro Credit Union. This collaboration will aim to provide investment management, retirement planning, and trust services to a broader range...
First Community Trust Announces New Partnership with Midland Credit Union
IOWA – First Community Trust, N.A. (FCT), a nationally chartered trust company, has announced a new partnership with Midland Credit Union. This collaboration will aim to provide investment management, retirement planning, and trust services to a broader range of...