Helping Deliver Competitive Employee Benefits with Ease

Qualified retirement plans are a powerful way to help employees save for the future while supporting your organization’s long-term goals. First Community Trust (FCT) provides guidance and solutions to help you design, manage, and maintain a plan aligned with your organization’s goals.

Our services include:

• 3(38) Investment Management to ensure high quality investment options
• Personalized Enrollment & Education to help employees reach retirement successfully
• Ongoing plan review to help keep your plan on track
• Fee benchmarking to evaluate competitiveness over time

We help you evaluate different approaches based on your organization’s goals, resources, and desired level of involvement.

• Traditional Retirement Plans: We assist employers with all types of retirement plans: 401(k)s, 403(b)s, Simple IRAs and Defined Benefit plans

• Our NEW Pooled Employer Plan – Affiliates Choice Retirement Plan: Some employers are exploring pooled approaches to reduce complexity. A PEP is a more streamlined option that allows multiple employers to participate in a single, professionally managed employer 401(k) plan, helping reduce administrative responsibilities while shifting certain fiduciary duties to experienced providers.

Each plan structure offers distinct advantages. The right fit depends on your organization’s size, internal resources and long-term goals.

We help you evaluate your options and move forward with confidence.

Contact our team to learn more about your options and find the right retirement plan
solution for your organization.

Important: Please do not share sensitive information, such as account or social security numbers in the contact form or email. It's better to call or visit us about sensitive matters.