Mr. Kephart is a Trust Officer at the FCT Corporate office. He helps individuals with retirement planning, retirement income strategies, risk-based investment management, as well as trust administration and estate planning. Erick’s background includes working with business owners, and their teams, in the design and administration of employer sponsored retirement plans. Erick also worked as a Registered Representative with a national financial institution. Erick holds a Bachelor’s degree in Business Management from Loras College.