Ms. Kline’s experience in the financial services industry spans more than three decades. She has extensive expertise in the area of Individual Retirement Accounts, trust administration and retail banking. Ms. Kline manages the entire IRA function for FCT overseeing contributions, distributions, minimum required distributions, and the investment of IRA accounts. She works closely with clients in the area of trust administration and estate planning. Ms. Kline is a graduate of the Cannon Financial Institute for Personal Trust Administration.