FIRST COMMUNITY TRUST & FCT INSURANCE
Financial Planning, Wealth Management & Protection
First Community Trust offers comprehensive oversight and effective management of key financial planning activities, ensuring you peace of mind as you plan for a successful financial future. FCT professionals have more than 450 years of collective investment, financial and trust experience. We pride ourselves on our relationship-based approach to providing comprehensive financial advice and investment management.
Offering wealth management solutions for every stage of life including:
*FCT offers insurance and protection solutions through FCT Insurance Solutions, including Medicare, life and disability insurance, annuities, and long-term care coverage. Your FCT wealth advisor and trust officer is also a licensed insurance agent, able to help you seamlessly integrate protection strategies into your overall financial plan.
Are you ready to plan your successful financial future? Contact Us today.
Resources
Blog Posts
2026’s New Roth 401(k) Catch-Up Contribution Rule
If you're 50+ and want to make catch-up contributions to your employer-sponsored retirement plan, this article includes details on a SECURE 2.0 Act change that may affect...
Giving with Purpose: A Holiday Guide to Charitable Giving & Philanthropy
Make your giving more meaningful, strategic, and impactful this season—and beyond. The Spirit of the Season The holidays inspire us to reflect, connect, and give...
12 Questions to Shape Your Retirement Plan
Retirement isn’t just an age or a date circled on the calendar—it’s the beginning of a new chapter. For some, it means travel and adventure; for others, it’s about slowing...
Videos
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Resources
Coming Into Money – 2 Crippling Risks and 3 Things You Must Know
Are you anticipating an inheritance in the future?Sudden wealth due to the loss of a family member is a very challenging journey. Not only is it an emotional time, managing...
Why Updating Your Beneficiaries Matters
Updating the beneficiaries on your life insurance policies and financial accounts isn’t the fun part of financial planning, but it’s critical to making sure your loved ones...
The 3 Pillars of Successful Retirement Plans
A “Must Read” for Anyone Planning to Retire Within 5 Years The 3 Pillars of Successful Retirement Plans A Simple Checklist to Kick-Start Your New Work-Free Life Learn the 22...
News
First Community Trust Appoints Ryan Bryte as Senior Vice President, Institutional
DUBUQUE, IOWA- First Community Trust, N.A. (FCT) proudly announces the addition of Ryan Bryte as Senior Vice President, Institutional, bringing more than two decades of...
First Community Trust Hires Jan Cliff as Senior Investment Officer
DUBUQUE, IOWA - First Community Trust, N.A. (FCT), a nationally-chartered trust company based in Dubuque, Iowa, announced that Jan Cliff is joining the team as the Senior...
A Career of Commitment: Reflections from FCT’s Chief Investment Officer, John J. Gonner
After 24 years of dedicated service, John J. Gonner, Chief Investment Officer at First Community Trust (FCT), is stepping into retirement at the end of May. Throughout his...
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Insurance and Wealth Management Products are: Not a Deposit; Not Insured by FDIC, NCUA or Any Government Agency; Involve Investment Risk, Including the Possible Loss of Value; No Credit Union or Bank Guarantee. Not affiliated with or endorsed by the government or Federal Medicare Program. This is a solicitation for insurance.











