News & Resources
Planning With Love: How Life, Disability, and Long-Term Care Insurance Protect Your Family
Life insurance, disability insurance, and long-term care insurance all play an important role in protecting families from financial uncertainty. While each serves a different purpose, together they create a comprehensive safety net that supports loved ones through...
A Note to Our Clients: Celebrating 25 Years — Thanks to You
From Adam Claypool, President & CEO of First Community Trust and FCT Insurance As we wrap up our 25th year at First Community Trust, I want to take a moment to thank you for trusting us with your financial future. Whether you came to us to manage...
From Humble Beginnings to Lasting Partnerships: FCT at 25
By: Kathleen Donnelly, Executive Vice President, Managing Director I joined First Community Trust (FCT) one month into FCT opening its doors. In many ways, those same doors were opened for me as a professional. We have grown together by helping positively impact...
Why We Are Expanding into Insurance — A Strategic Vision for the Future of Wealth Management
By: Adam Claypool, President and CEO, First Community Trust and FCT Insurance For decades, wealth management has been defined primarily by investment performance. Today, managing investments alone leaves critical gaps in a financial plan, as clients face increasingly...
First Community Trust Launches New Insurance Division, FCT Insurance
IOWA – First Community Trust (FCT), a trusted provider of wealth management and financial planning services, is pleased to announce the launch of FCT Insurance, LLC. This expansion supports the company's commitment to an integrated approach to financial wellbeing,...
2026’s New Roth 401(k) Catch-Up Contribution Rule
If you're 50+ and want to make catch-up contributions to your employer-sponsored retirement plan, this article includes details on a SECURE 2.0 Act change that may affect how those contributions are made beginning in 2026. Starting January 1, 2026, certain...
Giving with Purpose: A Holiday Guide to Charitable Giving & Philanthropy
Make your giving more meaningful, strategic, and impactful this season—and beyond. The Spirit of the Season The holidays inspire us to reflect, connect, and give back. Whether you’re writing a check, donating food or items, or volunteering your time, thoughtful...
Year-End Financial Checklist
10 Time-Sensitive Steps to Review Before January 1 Before the year ends, it’s worth taking a moment to make sure your finances are in good shape. From taxes and retirement contributions to charitable giving and insurance, a few thoughtful steps now can make a...
Overlooked Retirement Expenses (And How to Plan for Them)
How much will a comfortable retirement cost you? You may already have a number in mind, but the reality is often higher than expected. The good news: with thoughtful planning, you can prepare for the expenses that tend to catch retirees off guard. Here are a...
12 Questions to Shape Your Retirement Plan
Retirement isn’t just an age or a date circled on the calendar—it’s the beginning of a new chapter. For some, it means travel and adventure; for others, it’s about slowing down, pursuing passions, or spending time with family. Whatever your vision, the key is having a...