Important Notice – Beware of phishing attempts
FCT will never ask for sensitive information such as credit card information, account information or passwords via text message. If you’re concerned about fraudulent activity with your account, please call your dedicated trust officer or FCT’s main office at 563.587.0533.

2026’s New Roth 401(k) Catch-Up Contribution Rule

If you’re 50+ and want to make catch-up contributions to your employer-sponsored retirement plan, this article includes details on a SECURE 2.0 Act change that may affect how those contributions are made beginning in 2026.   Starting January 1, 2026,...